My 82-year-old mother recently had a small flood in the home due to a toilet failure. The estimate of damage was over $ 24,000.00. The Insurance Co offered $4500.00 and refused to pay a penny more. I hired a Public Adjuster who estimated the true cost to repair the water damage. The Issuance Company dragged their feet and ignored our request for a fair settlement. Our requests for a fair settlement went unanswered until the Law Firm of Chavin, Mitchell and Shmuel was hired. Within 72 Hours, a settlement was on the table, but was not adequate. The Law Firm immediately litigated on our behalf and settled the claim within hours. I could not have hoped for a better outcome. Thanks to the Law Firm of Chavin, Mitchell, and Shmuely for helping out the little guy and forcing the Insurance Company to do the right thing.